Guaranteed Income Certificates (GIC)

Not all GICs are created equal.  Although interest rates are important, it is also important to know who is Guaranteeing the “Guarantee”.

Often overlooked is the ability to name beneficiaries on a GIC. Some GICs have beneficiaries – most don’t.

For those that do, this can be a great estate planning tool, avoiding probate and allowing a swifter transfer of assets to your heirs.

Contact us for rates and a discussion on which ones may work best for you.